NTBA Mainstreet http://ntbamainstreet.org/ Sun, 14 Aug 2022 12:06:12 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://ntbamainstreet.org/wp-content/uploads/2021/03/ntbamainstreet-icon-70x70.png NTBA Mainstreet http://ntbamainstreet.org/ 32 32 Shin chan: Me and the teacher on summer vacation – The endless journey of seven days – Review (Switch) https://ntbamainstreet.org/shin-chan-me-and-the-teacher-on-summer-vacation-the-endless-journey-of-seven-days-review-switch/ Sun, 14 Aug 2022 11:00:00 +0000 https://ntbamainstreet.org/shin-chan-me-and-the-teacher-on-summer-vacation-the-endless-journey-of-seven-days-review-switch/
Captured on Nintendo Switch (docking station)

If “Kureshin × Bokunatsu” a) makes sense and b) sounds appealing to you, and if c) you haven’t already purchased this game in the year since its release in Japan, then we can keep this review tight: buy this game! For those who don’t reside in this modest Venn diagram node, let’s see if you’ve moved there by the end of the page.

So let’s start with the “making sense” part. “Kureshin” is the Japanese short name for Pencil Shin-chan, a manga series and anime sitcom about a Japanese family of two children and a dog, centered on Shinnossuke (Shin-chan), their mischievous five-year-old. It’s been running since 1990 and uses a distinctly wobbly art style, a far cry from the wet-eyed haircuts grimacing against the strobe parallax that some exported anime conjure up. Shin-chan spends his time infuriating his parents, instigating arguments, pretending, repenting and reconciling, in a neat loop of boisterous hyperactivity and blissful sentimentality.

“Bokunatsu”, meanwhile, is short for Boku no Natsuyasumi – My summer vacation – a series of games started on PlayStation in 2000 about a boy spending a summer month in the Japanese countryside, exploring, chasing bugs, fishing, dining and bathing, and generally letting his imagination find adventure in a place with nothing too exciting to do. Although the endless title Shin chan: Me and the Professor on Summer Vacation -The Endless Seven-Day Journey- is not a Bokunatsu game, it is developed by Millenium Kitchen, the creators of the original.

Shin chan: Me and the teacher on summer vacation - The Seven-Day Endless Journey - Review - Screenshot 2 of 4
Captured on Nintendo Switch (docking station)

So that’s what’s happening here: Shin-chan and his slightly crazy world have exploded onto the scene in a small farming village in Kumamoto. Shinnosuke finds errands to run for pocket money and has free time between meals to explore dusty roads and green riverbanks as the songs of cicadas swirl around him.

When the Nohara family first arrives at Kumamoto Station, they are accosted by a wacky teacher, who gives them a special camera that Shinnosuke uses to keep an album of his stay. You don’t use the camera as a player, but all of your key adventures and discoveries, including new fish and bugs you’ve caught, are taken and added to the journal automatically. This diary becomes the central structural element of Shin-chan’s vacation story. Each day he shows his latest entries to a newspaper editor, who evaluates them for printing. Delivering the content of these articles becomes the main point of progress in the game, as increasing print subscriptions enough will allow five-year-old Shin-chan to win a date with Yoshiko, the beautiful university student interning at the newspaper (a Shin-chan- characteristic romantic aspiration).

Shin chan: Me and the teacher on summer vacation - The endless journey of seven days - Review - Screenshot 3 of 4
Captured on Nintendo Switch (handheld/undocked)

The action of the game is to have your little kiddo racing around beautiful hand-painted scenes presented as staggering panoramas, intimate family rooms, dirty train tracks, etc., all connected by attractive paths leading to imaginary wonders just around the corner. Simple button presses will gather vegetables and herbs for the restaurant you’re staying at, fish, water crops, battle figures, swing your butterfly net at creatures, and more. The feel is generally good, but with a few minor flaws. It can be nearly impossible to discern, for example, whether an insect is in front or behind Shin-chan from the camera’s perspective. This leads to a lot of unsuccessful net rustling. If it was an attack on time it would be infuriating, but since it’s a relaxing vacation for a preschooler, we just did a few more swishes and thought that was fine.

Another small problem is that switching between fixed camera angles when moving between scenes can cause you to run in the wrong direction – it’s the same problem Resident Evil had to deal with a long time ago. The Seven-Day Endless Vacation provides “tank” controls on the D-pad to address this issue, but also retains free analog movement on the left stick. In practice, we’ve enjoyed having both at our fingertips, though it doesn’t really seem like a neat and tidy solution to the question.

There’s also a playability trade-off in favor of the atmosphere when Shinnosuke is reduced to an ant-sized spot in the scenery, seen from afar in the air, where the lights of the village form beautiful constellations and the Intertwining roads and tracks and bridges and rivers, dissolving into the night, welcome the sounds of lapping water and chirping insects. It’s a bit tedious to walk around, and locating plants, insects and especially fish is a bit overkill, to say the least. But, again, we’re not under pressure here, so prioritizing the fascinating rural vibe is warranted.

Shin chan: Me and the teacher on summer vacation - The endless journey of seven days - Review - Screenshot 4 of 4
Captured on Nintendo Switch (docking station)

What we haven’t mentioned yet, however, is that there’s a surprise up the sleeve of The Endless Seven-Day Journey. After throwing you on that perfect fantasy vacation with nothing to do, the game throws a curveball. This being Crayon Shin-chan, “weird” is absolutely on the table, and so it goes with the wacky teacher’s return a few days later. Without giving much away, Boku no Natsuyasumi’s ordinary escapism becomes the backdrop for kiddy’s extravagant fantasy. The leisurely pace and low-pressure gameplay are absolutely intact, but we ended up with a much more concrete and focused plot than before.

It’s a clever trick for the Bokunatsu concept and Millenium Kitchen pulls it off exceptionally well. There’s a big difference between the typical Bokunatsu arrangement of doing nothing for a month, but your life being changed in unforgettable ways, and the sitcom rules of getting as wild as you want, provided that everything eventually returns to normal. You could say the ending here makes a bit of a loophole to crisscross this circle, but somehow it all clicks into place. The days are peaceful, the sun shines and sets gloriously, and there’s no worries in the world – but there’s also a mad scientist trying to take over the Earth. It shouldn’t be possible, but it is.

In terms of presentation, The Endless Seven-Day Journey is first class. The painted backdrops speak for themselves, but the cel-shaded 3D models deserve a mention. Shin-chan is drawn in a style that seems impossible to do in 3D, but it was achieved by using multiple character models and flipping them when position changes relative to the camera. The result is perfectly convincing and it looks like another small miracle. The music and sound design generally meet the same high standard – much of the music leans more towards the madness of anime than the chill of the countryside, the latter best covered in evocative nature sounds. The dubbing is excellent, it looks like the cartoon. It’s not voiced everywhere, but there are plenty – all in Japanese. (However, there is no Japanese text option in this version if you wanted to read.)

Conclusion

Apart from mixing two classic Japanese IPs, Shin chan: The Endless Seven-Day Journey mixes up some pretty contradictory concepts and offers something special. You have the simple, directionless adventures of a child’s curiosity on a country vacation, but they’re interrupted quite suddenly by a tightly directed (and utterly nonsensical) plot. The goofy energy of the sitcom quickly becomes the driving force and purpose of a game that could only have been a healthy meander. So the is the soothing magic of endless days of running in the fields and seeing what captures the imagination, but also a heavy direction to play a story from start to finish, packing the endless summer into 15-20 impactful and dynamic hours . Now knowing what Kureshin and Bokunatsu are, if you think you like the idea of ​​mixing the two, this game is very easy to recommend.

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New desperation for Ukrainian refugees as Georgia ends hotel accommodation program https://ntbamainstreet.org/new-desperation-for-ukrainian-refugees-as-georgia-ends-hotel-accommodation-program/ Sat, 13 Aug 2022 11:54:46 +0000 https://ntbamainstreet.org/new-desperation-for-ukrainian-refugees-as-georgia-ends-hotel-accommodation-program/

TBILISI — The distance between Kherson, Ukraine, and Tbilisi, Georgia, is not as great as one might think — 1,500 kilometers, which could be covered in 24 hours by car.

But the road seems endless as you traverse hostile territory and are stopped at every Russian checkpoint. You never know who your next interrogators will be: a tired soldier who will briefly check your papers, an aggressive one who will smash your car window with his rifle butt, or a hungry one who will take your money and food. As refugees, you have little choice. You can only nod your head.

Speaking to Ukrainian refugees in Tbilisi who fled Russia’s unprovoked invasion of their country, you hear the same story over and over. After going through such an ordeal – not to mention what they were fleeing from – Georgia was a safe harbor in a storm.

“As soon as we crossed into Georgia, the border guard told us, ‘Come in, relax, you’re in Georgia. Forget everything, you’re in good hands.’ I will never forget that,” Svitlana Milanovich said from a hotel in Tbilisi. Milanovich was one of the first residents of Russian-controlled Kherson to leave a few months ago, along with his son and elderly mother. Living in the suburbs, she saw explosions through her window and immediately packed up her things.

Svitlana Milanovitch

But life has gotten a little tougher recently for many of the tens of thousands of Ukrainians in Georgia after the government on Aug. 1 ended a program offering free hotel accommodation to refugees. Many of its grateful beneficiaries, their savings already depleted, had to seek a new place to stay.

Like Milanovich, many of the refugees in Tbilisi come from Kherson, a strategic port city that was the first major Ukrainian city to fall to Russian forces after the war began in February. To get to Tbilisi, the only way was to cross Russian-occupied Crimea via the Kerch Bridge to Krasnodar on the Russian mainland, to Vladikavkaz, and finally, through the Lars border crossing to Tbilisi. .

After the Ukrainian government directly called on the citizens of Kherson to evacuate, many refugees arrived in Georgia only in June and July. Initially welcomed, they quickly found themselves under threat of becoming homeless again when the hotel program ended in early August.

In March, the Georgian government introduced the hotel program for Ukrainian refugees. The program had no specific deadline and an estimated 2,400 Ukrainians who fled the war could stay and eat for free in hotels in the cities of Tbilisi and Batumi, and later in Gonio and Kobuleti. While Tbilisi City Hall told RFE/RL that the temporary nature of the program was “clearly communicated” to refugees, many are saying the opposite: that not only did they not know how long the hotels were going to house them, but they discovered the end of the program only two weeks before the deadline, and not from the government but from acquaintances and Telegram groups.

“When we came here it was like a fairy tale, really. We suddenly had a home. [It’s hard] when it’s just you and your suitcase, when everything’s left behind. So it’s hard for us to leave [the hotel] now we don’t know where we will go,” said Larisa Gulina, a week before leaving the hotel in Tbilisi where she had stayed. The sound of loud cars or fireworks still frightened her after an explosion blew through her bedroom windows. house in Novaya Kakhovka, a city in the Kherson region.

Some families, unable to afford living in the capital, Tbilisi, have moved to the regions.

Some families, unable to afford living in the capital, Tbilisi, have moved to the regions.

When the Krutiyenko family of 12 learned they would be leaving their hotel in Tbilisi, 75-year-old Zinayida fell ill. “She was stressed and her blood pressure went up,” said Iryna, her daughter. A few days before leaving the hotel, Iryna was the only one staying with Zinayida – everyone else was out, trying to find a job or accommodation, which in Tbilisi is no small feat, especially with soaring rental prices due to a new influx of Russian expatriates. Ukrainian families on the run, who have already endured a financially draining few months of occupation and war, have barely enough money to support themselves.

“We are totally lost, we have to look for everything at the same time. We don’t know whether to look for a job first and find a house nearby, or the other way around,” Iryna said. “For us, the most important thing is to have a roof over our heads, not to sleep in a basement or a train station, and we will take care of the rest one way or another. We can clean the parks, do the dishes. We are not ashamed of any job and we can do anything,” she added.

Olena Klyuyeva with her son, Andriy

Olena Klyuyeva with her son, Andriy

The Georgian government has decided to replace the accommodation program with a three-month assistance program: 300 laris ($110) for a family, plus 45 laris ($16) for each family member. International organizations, such as World Vision and UNHCR, are offering an additional 235 laris ($86) per person, but only to those who meet vulnerability criteria. The average price of a one-bedroom apartment in the suburbs of Tbilisi is now 600 to 900 lari ($220 to $330) per month, two to three times more than the amount a family would receive.

Many refugee families in Tbilisi also took their children to a Ukrainian school that had opened in the city center this year and felt that leaving the capital would mean depriving them of their education.

That’s why Natalya Zotova, a mother of five with two degrees, goes around the houses near her hotel and asks for a job as a housekeeper or nanny. “I’m very uncomfortable begging like this, especially because I’m so grateful to Georgia. It’s just that we can’t go anywhere for a long time. [validity] passports, except for Germany, Austria and Cyprus, and we don’t have enough money for any of them.”

Passports are a major financial concern for many Ukrainian refugees. Some of them only have internal Ukrainian identity cards, which means that they have to order new passports at the Ukrainian embassy in Tbilisi, where the wait is at least three months and costs 419 laris ($154) per passport. Renting a house today, for some, would mean losing a chance to move abroad in the future.

Volodymyr, Oksana and Dasha about to embark on another journey in search of a home

Volodymyr, Oksana and Dasha about to embark on another journey in search of a home

As the deadline for leaving hotels approached, many refugees fell into despair. Five-year-old Volodymyr, Oksana and Dasha stayed until the final departure, then temporarily moved to a cheaper hotel to continue the search for more permanent accommodation. Their search for an apartment had so far been unsuccessful. Volodymyr said that many apartment owners do not want Ukrainians. “They hang up as soon as they hear we’re from Ukraine, or ask for three or six months [rent] in advance,” he said.

Olena Klyuyeva was lucky to find an apartment after a long search. “We are a risk for the owners [apparently]. They tell us there were cases where Ukrainian families stopped paying and the police couldn’t deport them because they had refugee status,” she said. “We didn’t really know where we were going when we left, but everything was fine. than life under Russian occupation. It was worse than a prison.”

Some, however, had no choice but to return home. Olena, who wanted to remain anonymous and did not want to be photographed, decided to return to Mariupol with her husband. “We can’t afford to stay here, so we’ve decided to go home. We’re told the bombardment ended there, but we don’t know what awaits us. If it wasn’t the end of the program, we would have stayed.”

“I would like to go home, but my wife and sister are against it,” said Viktor, 69, from Mariupol.

For others, returning home is not a choice. Yulia and Yevhen, an elderly couple with four children, have just escaped from Mariupol. To return, they say, they would have had to give up their Ukrainian identity. Yulia says she saw Russians throwing Ukrainian books out of school windows and the Ukrainian flag torn. Now she doesn’t want to take off her blue and yellow bracelet. They say they are lucky, because the hotel decided to accommodate them for free longer since they had only arrived a week before the end of the program. “We couldn’t find an apartment in such a short time. Someone has to be with the kids, and we barely know the city,” Yulia said.

Yevhenia, the mother of 11-year-old Mark, found another way out and accepted the offer to live in a small boutique hotel in exchange for a job. Now she and another Ukrainian do practically all the work around the premises, including cleaning, welcoming guests – sometimes in the middle of the night – managing the garden and cooking. The hotel pays them around 1,300 laris ($480) a month, which they have to divide among themselves.

Yevhenia and Mark in the hotel garden

Yevhenia and Mark in the hotel garden

“It’s hard work, but it’s still better than sitting in a hotel. Of course, I wish I had more free time. Sometimes I want to rest, go somewhere – we hardly leave this place. We only had one day off in two months because someone always has to be there, even on weekends,” she said. “We told the owner that the hotel needed a night manager, we had to sleep well. But it’s convenient for him to keep things as they are and if we don’t like it, we have to leave.”

Yevhenia feels she has no other choice and just has to agree to the terms. “Every day I am reminded that it may be a long wait before the end of the war – six months, maybe a year. I don’t have a plan and I don’t know anyone who does.”

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Check Out August 2022 Banking Bonuses and Promotions – Forbes Advisor https://ntbamainstreet.org/check-out-august-2022-banking-bonuses-and-promotions-forbes-advisor/ Fri, 12 Aug 2022 19:53:08 +0000 https://ntbamainstreet.org/check-out-august-2022-banking-bonuses-and-promotions-forbes-advisor/ Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

Discover is a popular online bank that is best known for its cash back credit cards. But Discover also offers other banking products, including a checking account, certificates of deposit, money market account, and one of the best no-fee savings accounts around. An attractive sign-up bonus now offers $150 or $200 cash when you open a new savings account.

How can you earn a Discover Savings Account bonus?

You only need to follow a few steps to benefit from a Discover promotion:

  1. Open a new savings account using a Discover offer code.
  2. Fulfill the eligibility requirements. In most cases, you will be required to deposit a minimum amount of money within 30 days of opening the account.
  3. Receive your Discover bonus, usually within 30 days of meeting the requirements.

This is the Discover a New Account promotion currently available. Offer details are accurate as of August 10, 2022.

Discover the promotions for 2022

Check Out Online Savings: Earn $150 or $200*

Discover’s savings account has an APY of 1.60% compounded daily and paid monthly. You pay $0 for monthly maintenance, and there are no fees for insufficient funds, excessive withdrawals, or account closure.

  • What is the offer? Open a new Discover Online Savings account online, using the offer code £622. Then deposit at least $15,000 into your account within 30 days to receive a Discover bonus of $150. Or deposit at least $25,000 within 30 days to receive a $200 Discover bonus.
  • What is considered a down payment? Virtually all money you transfer to your Discover online savings account is eligible for the promotion, including: check deposits made through Discover’s mobile app; online transfers from another Discover bank account; online transfers from an external bank account; direct deposits from an employer or government agency; checks mailed with a deposit slip to Discover Bank.
  • When do you receive your bonus? Discover will deposit the bonus into your account within 30 days of satisfying the bonus conditions.
  • Is there a time limit on the offer? This promotion expires September 15, 2022. It is available to new customers with a Discover savings account.

Is a Discover welcome bonus a good deal?

This Discover promotion is not as attractive as many of the top bank bonuses available today, due to the high deposit requirements. If you have the money to make the necessary deposit of $15,000 or $25,000, it may be worth considering.

Yet many banks lure you in with an enticing welcome bonus, only to charge excessive fees to make up for it down the line. But Discover charges a small fee, which means the welcome bonus can be considered truly free money in your pocket if you qualify.

What else should you know about Discover Savings Account promotions?

Your account must be open to receive a welcome bonus

Your Discover Online Savings account must be open when your bonus is paid. In other words, you cannot transfer the money and then immediately close the account.

It may take a few weeks to receive your Discover bonus once you meet the qualification requirements.

Your bonus may be taxable

Any Discover bonuses or promotions you earn are considered taxable income. This means Discover reports it to the IRS and issues you a Form 1099 during tax season.

You must be a new customer

This Discover bonus is only for new customers with a savings account. You will not be eligible if you have a previous or existing Discover savings account.

That said, you can get a savings account bonus if you have other Discover products, like a credit card or loan. These do not count towards qualification requirements.

Conclusion

Discover Bank is a subsidiary of Discover Financial Services, one of the largest credit card issuers in the United States. It has built a reputation over the years as a leading online bank for individuals and families.
If you’re looking for a new savings account with a high APY, don’t like paying fees, and have several thousand dollars for an opening deposit, then the $150 Discover Bonus at $200 may be worth checking out.

Find the best banking bonuses and promotions of 2022

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5 essential steps to afford a career change https://ntbamainstreet.org/5-essential-steps-to-afford-a-career-change/ Fri, 12 Aug 2022 17:35:06 +0000 https://ntbamainstreet.org/5-essential-steps-to-afford-a-career-change/

You have this job. It’s been going well for a while now, and it’s paying the bills. You’re not overjoyed, but neither are you hating him, so you stayed, working day after day, year after year.

Most of us have been there at one time or another. We all have bills to pay, and we take the first available job with a salary high enough to make ends meet, even if we don’t like that job.

While it’s okay to work for a while, you know the grass is greener on the other side, and eventually you’ll have to change careers to avoid going crazy.

The only problem is that you can’t exactly quit because you still need a paycheck to pay the bills that come in every month, whether you have a job or not.

Avoiding Consumer Debt to Get Rid of Job Chains

The first step you need to take to enable yourself to change careers is to get out of debt, especially high-interest consumer debt. The average person in 13 states borrows more than they earn.

Maybe the only reason you stay at your job is because you need to earn a certain amount monthly to pay the bills. Moving to another less-paying job means you’re going into more debt.

For every $5 an average American earns, $1 goes toward paying down debt. If you earn $50,000 (the average national household income), $10,000 of your salary goes immediately to paying off your debts.

By paying off your credit card balance or car loan, your monthly expenses go down and you suddenly have disposable income that can be invested or put into a savings account. But, more importantly, you can afford to earn less money each month while paying your bills on time.

If you were to take a pay cut and only earn $40,000 a year at your new job, you can because you no longer have those pesky monthly loan payments that force you to earn more to make ends meet.

Build an emergency fund for six months of living expenses

Hopefully you can build an emergency fund while you pay off any loans you may have. Most financial advisors and books will tell you to set aside three to six months of basic living expenses in case you get an unexpected bill or lose your job.

Don’t quit your job unless you have an emergency fund. Could you afford not to have a steady income for nine months?

If you remember the Great Recession, it took the average person three months to find a new job with replaceable income; that is, when your new job pays the same salary as your current job. So don’t think about quitting your job until you’ve saved up at least three months of living expenses. This way, you don’t have to spend time working instead of looking for a job because you left your job prematurely.

Consider replacement insurance options before changing careers

Another expense you might overlook is medical benefits. Non-employer health insurance and COBRA coverage can be expensive if you have an insurance gap between jobs. Therefore, you should factor these costs into your planned monthly budget once you no longer have medical coverage from your current employer.

Tax credits are currently available for medical plans on the Healthcare Exchange. You and your family can also be uninsured for two consecutive months before being subject to the Obamacare penalty.

Generate passive income with taxable accounts

Depending on your age, you may already have a large investment portfolio. In addition to contributing to your 401k or IRA, invest a portion of your salary in a taxable investment account or P2P account to earn stable passive income even if you are not currently earning a salary (active income).

Because you have an emergency fund to dip into in the first place for any unexpected expenses you may encounter during your career change, your investments can remain intact. If for some reason you have to sell your investments to make ends meet, withdrawing from a non-retirement account means you won’t have to pay up to 30% penalties and taxes by making a early withdrawal from your 401k or IRA.

Nurture your personal and professional relationships

The final piece of advice is to maintain your personal and professional relationships as much as possible. The adage “it’s not what you know, it’s who you know” always rings true.

Hundreds, if not thousands, of people could submit resumes for a single job posting. You never know when you might need to call on a friend or colleague or when they might need you, so don’t cut ties if possible. No one can predict the future. In times of personal uncertainty, relationships can be the most valuable thing you own.

Changing careers can be nerve-wracking and you should never quit your job on a whim. By minimizing your expenses and building a cash reserve, you can reduce some of the stress and uncertainty that can come with a career change. Even if it takes you years to finally be ready to say, “I quit!” it’s always better than working your whole life in a job you hate.

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RBI to adopt new measures to regulate digital lending https://ntbamainstreet.org/rbi-to-adopt-new-measures-to-regulate-digital-lending/ Thu, 11 Aug 2022 21:11:06 +0000 https://ntbamainstreet.org/rbi-to-adopt-new-measures-to-regulate-digital-lending/

The measures include improved disclosures for borrowers, consent-based data collection, a cooling-off period for online lending and the creation of a new SRO.

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US House Reconciliation Bill: It ‘will deter investment, stifle innovation and undermine economic growth’ https://ntbamainstreet.org/us-house-reconciliation-bill-it-will-deter-investment-stifle-innovation-and-undermine-economic-growth/ Thu, 11 Aug 2022 19:18:00 +0000 https://ntbamainstreet.org/us-house-reconciliation-bill-it-will-deter-investment-stifle-innovation-and-undermine-economic-growth/

Washington D.C.- The following statement on the upcoming vote in the House of Representatives on the Reconciliation Bill can be attributed to Executive Vice President and Policy Director of the United States Chamber of Commerce, Neil Bradley. The House today released a key ballot letter to members of the House of Representatives.

“This legislation should not be passed by the House and signed into law because it includes tax increases and government price controls that will discourage investment, stifle innovation and undermine economic growth.

“The proposed Book Minimum Tax would undermine capital investment, impoverish America, and reduce future economic growth. The excise tax on stock buybacks would distort the efficient movement of capital to where it can be put to best use and diminish the value of Americans’ retirement savings.Pharmaceutical price controls would dramatically reduce private sector investment in research and development of new drugs, and result in the loss of nearly 600,000 jobs and lead to 15 new fewer drugs over the next 30 years.

“We appreciate the efforts of lawmakers who worked with the business community to remove other harmful taxes and regulations from the reconciliation bill proposed last summer. More than $2 trillion in harmful tax increases have been removed from the current bill, including provisions that would have increased corporate and personal tax rates, taxed capital gains at personal income rates, established a global minimum tax and imposed an increase in the This original bill also included a litany of regulations and new government spending programs that would have shifted our free-market economy to a best-as-knows-government approach.

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Repayment of student loans: is travel the solution? https://ntbamainstreet.org/repayment-of-student-loans-is-travel-the-solution/ Thu, 11 Aug 2022 10:00:39 +0000 https://ntbamainstreet.org/repayment-of-student-loans-is-travel-the-solution/

Cancellation of student loans is on the horizon, with experts saying President Joe Biden could cancel student loans for more than 40 million Americans overnight, wiping out debt balances. averaging over $37,000.

But what if you don’t qualify? Or if it does not happen?

Remote working and traveling could be the answer. Luckily for you, many companies recognize that their employees need help paying off their student debt, as well as the fact that many people want to work from home or work and travel.

FlexJobs – a job search site specializing in flexible and remote employment – had identified 30 companies that provide student loan repayment assistance and hire for remote jobs. This means you can travel the world, earn money, and not have to worry about student loans.

Many companies on the FlexJobs list offer student loan support through a monthly payment to people who are currently paying off debt. Other companies provide annual contributions applied to student loans (or even a 401k).

The level of student loan forgiveness generally depends on whether the employee has full-time or part-time status.

Here are 30 companies that offer student loan forgiveness assistance as well as remote work or work-from-home opportunities, listed in alphabetical order.

  1. Abbott: A healthcare research company with remote jobs in marketing, medical science and more.
  2. Aetna: A health insurance company with remote jobs in consulting, customer service, research, to name a few.
  3. American Family Insurance: An insurance company with flexible jobs in event planning, project management and more.
  4. Ameritas: an insurance, benefits, and financial services company with remote jobs such as lead plan administrator and data operations manager.
  5. Atticus Law: A new type of public interest law firm with remote working options in legal, editorial and related fields.
  6. BAM Communications: A journalist-founded PR and marketing company with 100% remote jobs in advertising, PR, account management and more.
  7. ChowNow: A company that helps local restaurants with branded online food ordering systems. ChowNow flex jobs have been posted in career fields such as food and beverage and marketing.
  8. CommonBond, Inc.: A company that helps people fund student loans and offers remote jobs in accounting, finance, law, and more.
  9. Crossmedia: a channel-focused, forward-looking media agency with 100% remote jobs with full-time schedules in areas such as advertising, public relations, IT and IT, Internet and e-commerce and marketing.
  10. Evercommerce: A portfolio of software companies hiring for full-time jobs with 100% remote flexibility in career areas such as communications, accounting, finance, marketing, project management, informatics and computing.
  11. Fidelity Investments: a financial services company with remote roles such as trader positions and investment consultants.
  12. Google: One of the most ubiquitous technology organizations in the world with hybrid and remote opportunities in areas like internet and e-commerce, engineering, project management and software development.
  13. GumGum: A digital media and advertising company with 100% work-from-home flexibility and flexible scheduling options in marketing, accounting and finance, operations and more.
  14. HCA Healthcare: A leading provider of healthcare services that offers clinical and non-clinical career opportunities with flexible career paths.
  15. Homesite Insurance: an insurance company that offers full-time jobs with up to 100% remote flexibility.
  16. Live Nation: A global leader in live entertainment and e-commerce with flexible jobs in engineering, sales, marketing and more
  17. Main Street Bank: A regional property and casualty insurance mutual holding company with full-time and remote jobs in business development, insurance and consultancy, among others.
  18. Medix: a staffing and staffing company with remote roles such as customer service and engineering.
  19. New York Life: A mutual insurance company with remote work roles in marketing, account management and more.
  20. NVIDIA: A tech company with remote jobs such as screenwriter and game engine artist.
  21. Parallon: A healthcare company with careers in fields such as medicine, healthcare, accounting, finance, insurance and more.
  22. Peloton: A home-based fitness business with temporary, freelance, and remote jobs with full-time and part-time schedules.
  23. PricewaterhouseCoopers: A global professional services organization that advertises jobs in accounting, finance, consulting and business development, among related career fields.
  24. Pure Insurance: a company that provides a range of insurance services and often offers full-time and home-based jobs.
  25. Real Chemistry: A marketing and advertising company that offers flexible jobs for people with bachelor’s degrees and manager-level experience in fields such as advertising, public relations, medicine, health, and management of account.
  26. SoFi – Social Finance: A financial technology company that offers refinancing options, personal loans, life insurance, student loans, investments and mortgages.
  27. Teachable: A venture-backed startup offering a platform to create and sell online courses.
  28. The Hartford: an investment and insurance company with elective, hybrid and 100% remote jobs, some of which allowed flexible and part-time hours.
  29. Vituity: A healthcare delivery organization run and owned by physicians.
  30. Weedmaps: A cannabis company with jobs in marketing, media and more.

READ MORE:

How to get out of the United States (and the best places to escape)

Crime in America: Study Reveals the 10 Most Dangerous Cities (It’s Not Where You Think)

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Transfer Whispers, Joe Tapine, Raiders, Jake Turpin, Broncos, Knights, Will Penisini, rugby union, Eels, Kobe Hetherington, Brisbane, transfers, contracts https://ntbamainstreet.org/transfer-whispers-joe-tapine-raiders-jake-turpin-broncos-knights-will-penisini-rugby-union-eels-kobe-hetherington-brisbane-transfers-contracts/ Thu, 11 Aug 2022 01:42:00 +0000 https://ntbamainstreet.org/transfer-whispers-joe-tapine-raiders-jake-turpin-broncos-knights-will-penisini-rugby-union-eels-kobe-hetherington-brisbane-transfers-contracts/

The Raiders are preparing to drop a huge deal for star forward Joe Tapine before he hits the open market on November 1.

Jake Turpin is in the cold after the Broncos confirmed he would not be at the club next season, while a potential suitor denied interest in his services.

Meanwhile, the Broncos are set to give Kobe Hetherington a pay rise in a bid to ward off NRL rivals and Eels star Will Penisini is open to a move to the union. rugby.

Read on for all the latest NRL transfer whispers.

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CANBERRA ALL IN

Raiders wrecking ball Joe Tapine is at his career best and about to be rewarded with a monster new contract.

Canberra officials are reportedly preparing a four-year deal worth over $3million to retain the Kiwi star.

Tapine, 28, is under contract until the end of 2023, meaning rival clubs can submit offers from November 1.

But Canberra have no intention of leaving their best player on the open market, with Green Machine officials ready to strike.

“The Raiders are about to ramp this up,” Dave Riccio said of Triple M.

“I understand Joey Tapine’s management will be flying to Canberra next week for high profile talks regarding a contract extension for Tapine to remain with the Raiders. I expect a contract of around four years here on guys and that would be important because we know how influential he has been for them this year.

Tapine, who has played 159 NRL games and represented New Zealand 11 times, is expected to become one of the game’s highest-paid strikers.

“I think around the $750,000 to $800,000 mark for him,” Mark Geyer said.

“You are right MG, it will be there absolutely.”

BRONCOS HOOKER IN THE NRL WILDERNESS

Jake Turpin is in the cold after the Broncos confirmed he would not be at the club next season, while the Knights denied interest in his services.

Newscorp reported Turpin won’t be with the Broncos next season, while the Knights denied they would make a play to lure him to the Hunter.

The Broncos are poised to invest in starters Billy Walters and Cory Peace as well as rising rookie Blake Mozer as their dummy options move forward.

Broncos coach Kevin Walters has confirmed that Turpin is not part of the club’s long-term plans and will not be offered a new contract in 2022.

“At the moment unfortunately there is nothing for Jake with us for next year,” Walters told Newscorp.

“The reality is that it was going to be difficult to keep Jake.

“We have Billy (Walters) and Cory Peace in our team at the moment, although you would like to keep all your players, with the salary cap it is difficult.

Payten opens on time with the Cowboys | 06:27

“‘Turps’ has played big games for the Broncos, and he’s good in those small areas of effort, especially on defense, but with our roster, we’re out of hooker spots.”

Knights director of football Peter Parr has poured cold water on reports that Newcastle are targeting Turpin as a replacement for Jayden Brailey.

“He’s a whole-hearted player but his name hasn’t been mentioned to me at all (by head of recruiting Clint Zammit) so we have no intention of signing him,” Parr said.

The 25-year-old has scored four tries in 56 games for the Broncos since making his debut in 2018 and won the club’s most consistent player award last season.

MORE NRL NEWS

LIST REVISION: Tigers target ex-Raiders star Bateman as Sheens gets creative

NRL RUN HOME: Eels star sparks title surge as grim Broncos reality sets in

‘NOT A GOOD LOOK’: Tigers star reveals he wanted Storm loan switch

‘MEDICAL DECISION’: Turbo opens on Manly’s season…

Jake Turpin is looking for a new club.Source: Getty Images

EELS STAR OPEN TO CODE SWITCH

Eels youngster Will Penisini is open to a move to rugby union in the future as the club look to lock him down for a long-term extension.

Newscorp reported that Penisini, who played rival code at school with Roosters star Joseph Suaalii at Kings College, has not closed the door on a possible move to the 15-man game in the future.

“I’m not closing the door on rugby union,” Penisini told News Corp.

“At the moment I’m happy with where I am at Parramatta and I’m loving rugby league at the moment. I’m only at the start of my career and I want to build my game and focus on consistent footy for Parramatta and try not to look too far ahead of the decision between rugby league or rugby union.

The Eels are already trying to extend Penisini beyond his current contract, which expires in 2023.

The 20-year-old center has scored seven tries in 25 games for the Eels since making his debut in 2021 and has already had one Test for Tonga, for whom he is likely to play at the World Cup.

Will Penisini is open to a switch to rugby union.Source: Getty Images

BRONCOS UP OFFER TO YOUNG GUN AS RIVALS CIRCLE

The Broncos lock Kobe Hetherington on the verge of a massive pay rise as Brisbane aim to stave off approaches from rival clubs for his services.

Newscorp reported that Hetherington is set to earn a $200,000-a-year pay rise as the club aims to lock him in on a two-year extension.

However, it is believed that Hetherington, who leaves for Brisbane in the absence of the suspended Patrick Carrigan, could command upwards of $300,000 on the open market.

Hetherington is a versatile striker who can cover the back line, front line and hooker, without running out of clubs wanting a player of his ability.

The 23-year-old has scored three tries in 33 games for the Broncos since making his debut in 2021 and has been a mainstay in Kevin Walters’ pack rotation this season.

Kobe Hetherington is about to raise his salary.Source: Getty Images

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Know your rights before investing in digital assets https://ntbamainstreet.org/know-your-rights-before-investing-in-digital-assets/ Wed, 10 Aug 2022 17:34:07 +0000 https://ntbamainstreet.org/know-your-rights-before-investing-in-digital-assets/

To understand the rights granted to you when dealing or transacting in cryptocurrencies, you must first understand how this ecosystem works. Going back to the basics, cryptocurrencies are an unregulated asset, usually traded or transacted on cryptocurrency exchange platforms. These platforms offer investment options, similar to the features available for the conventional stock trading setup that investors are familiar with. Cryptocurrencies and non-fungible tokens (NFTs), among other virtual digital assets (VDAs), are typically stored on digital wallets. These wallets could be tied to a particular exchange or be offered by any other service provider, which is neither an exchange itself nor the underlying technology on which the VDA is based.

Amidst all the cautionary advice issued by the government in the face of technology-related risks, end users should familiarize themselves with what they can expect from these service providers and online platforms.

Although no law governs the ecosystem, an investor is not left without any redress. Investors can always avail themselves of the rights granted by information technology laws: (i) to have their grievances addressed through an established mechanism made available by the provider; (ii) expect their data to be safe and secure in the online environment and transactions; (iii) be able to seek remedies against cybercrimes ranging from fraud to theft of funds to identify theft and any phishing-related issues (this will also find remedies under criminal laws, through the Indian Penal Code); (iv) to be able to make changes to their profile registration, including updating and correcting their banking information and other personal information.

Under obligations under applicable data privacy laws, users are permitted to withdraw their consent to the continued processing of their data; this may allow the user to terminate their relationship with a crypto platform and request the deletion of their profile.

A consumer in India also has the right to: (i) be heard; (ii) repair; (iii) security; (iv) be informed; (v) consumer education, in all sectors. In addition, under consumer laws, users must be provided with all the information necessary to reach a reasoned decision regarding the platform’s offerings. Taking inspiration from the US Securities Exchange Commission and Sebi, the Central Consumer Protection Authority also recently issued separate guidelines for monitoring and regulating advertisements. This would also apply to platforms involved in VDA transactions.

In addition to the statutory rights discussed here, users are further governed by the specific terms and conditions of the cryptocurrency platform, digital wallets, so engaged by the user for cryptocurrency-related transactions. The terms and conditions of each platform will depend on the products and services offered, and will be specific to the service provider, without necessarily having to be comparable to another platform or service provider. Some platforms such as Coinbase, CoinSwitch, Binance, and CoinDCX have gone to the trouble of educating their users and make the consumer wary of the associated benefits and shortcomings of service and product offerings. Users are advised to review the terms and conditions of any product/service available online, in order to understand the risks, benefits and limitations of contracting with such agencies.

It is important here to understand that since this market is unregulated, reliance on laws stems from a milieu of information technology laws (intermediary, privacy and data protection), privacy laws consumers, contractual obligations and the penal code.

As there is a direct contract between the Platform and the End User, some of the rights granted to you as a User are at the sole discretion of the Service Provider, the particular Platform, in addition to what is mandated by law.

Abhishek Malhotra is Managing Partner at TMT Law Practice.

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Novavax, GoodRx, Allbirds and more https://ntbamainstreet.org/novavax-goodrx-allbirds-and-more/ Tue, 09 Aug 2022 11:40:07 +0000 https://ntbamainstreet.org/novavax-goodrx-allbirds-and-more/

Take a look at some of the biggest pre-market movers:

Novavax (NVAX) – The drugmaker’s stock fell 32.3% in premarket after posting an unexpected quarterly loss and halving its full-year revenue forecast. Novavax said it did not expect further U.S. sales of its Covid-19 vaccine this year amid weak demand and a glut of supply.

GoodRx (GDRX) – GoodRx soared 39.6% in premarket trading after the prescription drug comparison software provider reported better-than-expected quarterly results, and also said an issue with a large grocery chain had been resolved.

Allbirds (BIRD) – Shares of the sneaker maker plunged 11.8% in the pre-market after slashing its full-year guidance as the company said external headwinds could put pressure on spending on consumption in the second half of 2022.

Micron Technology (MU) – The chipmaker said it expects negative free cash flow for the current quarter, along with lower revenues and profit margins. Chip shipments are down due to weaker demand from PC and video game companies. Micron lost 3.7% in premarket action.

Take-Two Interactive (TTWO) – Take-Two fell 3.4% in pre-market after the video game publisher released a weaker-than-expected revenue forecast. Take-Two is the latest company to see its results impacted by a general slowdown in gaming following a pandemic-era boom.

Occidental Petroleum (OXY) – The energy producer’s stock rose 2.3% pre-market after news that Berkshire Hathaway (BRK.B) had increased its stake in Occidental to more than 20%. This means Berkshire can record some of Occidental’s profits as its own.

Signet Jewelers (SIG) – The jewelry retailer has announced a deal to buy online jewelry seller Blue Nile for $360 million in cash. Shares of Signet added 2% in premarket.

Upstart (UPST) – Upstart stock fell 12.2% in premarket trading after the cloud-based lending platform company missed Wall Street estimates of higher and lower earnings for its latest quarter . He also issued a weaker than expected revenue forecast, saying banking partners have become more cautious due to economic uncertainty.

CarGurus (CARG), Vroom (VRM) – The two online used-car sellers saw their shares plunge in premarket action after reporting weaker-than-expected quarterly results. CarGurus fell 14.9% while Vroom slipped 11.4%.

SoFi (SOFI) – Shares of the online financial services company fell 3.4% in premarket trading after Japan’s SoftBank announced it would take all or part of its 9% stake in SoFi.

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