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Real estate loan insurance: the ACPR for the right to free choice

The Prudential Supervisory and Resolution Authority (ACPR) wants the right to free choice of mortgage insurance to be guaranteed in favor of borrowers. It has just issued a recommendation to this effect, which the lending institutions will have to respect from 1 January 2018. The right to free choice of mortgage insurance? This right was […]

Did you know that you could be involved in mortgage fraud?

Mortgage fraud does not only occur when someone tries to sell you a house that is occupied, on the contrary, sometimes the one who ends up being the victim of fraud is the same bank and the clients are responsible. In this case, mortgage fraud occurs when you provide some information that is not true […]

Who assumes the notarial expenses in a mortgage loan transfer?

When evaluating options in a purchase of mortgage credit debt, you should consider the expenses that this operation will generate. If you have doubts about who assumes the notary expenses in a mortgage transfer, you should read this article. What is the transfer of a mortgage loan? The transfer or purchase of a mortgage loan […]

Truths you should know about cancer insurance

The appearance of a disease such as cancer can transform the life of an entire family overnight. Not only does it arise suddenly, but in some cases it is detected when it is already in an advanced state, causing recovery to be much more difficult. Nevertheless, it is possible to be prepared to respond to […]

Credit card interest rate What does it consist of?

The guide covers factors that influence credit card rates, such as the reference rate and margin. Finally, we also consider other costs to consider. How is credit card interest calculated? A credit card is quite familiar to most people, and many have one in their wallet and many have a card or two in their […]

Credit Scoring: How the bank gives a credit agreement.

To give their loan agreement, banks and credit agencies use Credit Scoring, the evaluation of risk-customers. Understanding how scoring works improves your chances of getting a loan. See for an observation The risk-client assessment allows banks to grant – or not – a loan. For a bank, the risk management of credit is a […]

When to apply for a loan?

Many times we can’t think of facing some projects because we can’t save or because we don’t have clear goals and at the end of the month we have nothing left of our salary. Much less if we face some unforeseen. It is in these situations that we can think about requesting a loan to […]

Ranking of payday loans – Best offers

November 1, 2015 Quick payday loans in November may be necessary. It is now that stores start selling periods. Many electronics stores wanting to sell this year’s equipment significantly lower its prices. Sellers must have room for new models that will start appearing during the holiday season. We encourage you to read the ranking of […]