Month: July 2019

Credit card interest rate What does it consist of?

The guide covers factors that influence credit card rates, such as the reference rate and margin. Finally, we also consider other costs to consider. How is credit card interest calculated? A credit card is quite familiar to most people, and many have one in their wallet and many have a card or two in their […]

Credit Scoring: How the bank gives a credit agreement.

To give their loan agreement, banks and credit agencies use Credit Scoring, the evaluation of risk-customers. Understanding how scoring works improves your chances of getting a loan. See for an observation The risk-client assessment allows banks to grant – or not – a loan. For a bank, the risk management of credit is a […]